Life Insurance

Life insurance is a contract between an individual and an insurance company, where the insurer agrees to provide a sum of money to the designated beneficiary (usually a family member) upon the death of the insured, in exchange for regular premium payments during the life of the policyholder. It’s designed to provide financial protection to your loved ones in case of your untimely death.

INQUIRY NOW

Please fill the form below, and we’ll contact you soon.

Types of Life Insurance That We Provide

Term Life Insurance – Pure protection for a fixed term with no savings component. Low premiums, high coverage.

Whole Life Insurance – Lifetime coverage with cash value accumulation. Higher premiums, long-term benefits.

Endowment Plans – Insurance + savings; lump sum payout on maturity or death benefit. Good for financial goals.

ULIPs – Life cover + investment in mutual funds. Market-linked returns with flexible investment options.

Money-Back Plans – Periodic payouts + final lump sum + death benefit. Ideal for liquidity needs.

Child Plans – Ensures financial security for a child’s education & future.

Term Life + SIP – Best combo for protection & wealth creation. Low-cost insurance + high-return investment.

About Dr. Suhaas Jadhav

I am Dr. Suhaas Jadhav, a seasoned professional with over 10 years of experience in the health insurance industry, specializing in both sales and claims services. I possess comprehensive knowledge of health insurance products, claim processes, and the intricate details surrounding claim rejection, deductions, and denial resolutions.

Throughout my career, I have honed my expertise in guiding clients through the entire health insurance journey, from choosing the right policy to navigating the cashless and reimbursement claim processes. My goal is to empower individuals and businesses by providing clear, tailored advice that helps them make informed decisions and resolve any claim-related issues they may face.

our life insurance products list

714 - New Endowment

715 - Jeevan Anand

733 - Jeevan Lakshya

736 - Jeevan Labh

943 - Aadhar Stambh

944 - Aadhar Shila

951 - Micro Bachat

865 - Dhan Sanchay

868 - Jeevan Azad

875 - (Yuva Term)

877 - (Yuva Credit)

859 - Saral Jeevan Bima

955 - New Jeevan Amar

870 - Jeevan Kiran

920 - Money Back 20 Yr

921 - Money Back 25 Yr

932 - Childrens Money Back

934 - Jeevan Tarun

947 - jeevan shiromani

948 - Bima Shree

863 - Dhan Rekha

771 - Jeevan Utsav

715 - Jeevan Anand

745 - Jeevan Umang

733 - Jeevan Lakshya

736 - Jeevan Labh

860 - Bima Jyoti

865 - Dhan Sanchay

872 - Jeevan Dhara II

857 - Jeevan Akshay VII

858 - New Jeevan Shanti

we are collaborated with

Years of Existence
0 +
Happy Customers
0 +
Cases Completed
0 +

Our Happy Clients!

My daughter’s insurance claim was rejected due to document discrepancies. Despite multiple attempts, we received no response. Dr. Suhaas Jadhav from Insurance Point guided us, and with his support, the claim was finally settled. We are truly grateful!
Mr Dhanraj Pol
My son's insurance claim was denied unfairly, citing unclear diagnosis duration. Dr. Suhaas Jadhav assisted us through the process, and after legal intervention, the claim was settled. His expertise was invaluable in securing my child’s medical coverage.
Mr Vijay Bhosale
My claim was rejected, stating hospitalization was unnecessary. With Dr. Suhaas Jadhav’s help, ISP escalated the case to IRDA, leading to a successful settlement. Their guidance ensured a fair outcome.
Mr Pratik Suryawanshi

Benefits of Life Insurance

Financial Protection for Family: The primary benefit is to provide financial security to your dependents in case of your unexpected death.

Debt Settlement: Helps your family pay off any outstanding debts or loans without financial strain.

Wealth Creation: Certain policies, like ULIPs, combine life cover with investment, allowing you to accumulate wealth over time.

Tax Benefits: In many countries (like India), life insurance premiums are eligible for tax deductions under Section 80C of the Income Tax Act, and the death benefit is also tax-free.

Peace of Mind: It ensures that your family can maintain their lifestyle even after your passing, which brings peace of mind.

Choosing the Right Life Insurance Plan

Term Life Insurance: If you’re on a budget and just need pure protection, term insurance is a cost-effective option.

Whole Life or Endowment Plans: If you want lifetime coverage with a cash value component, these are good choices.

ULIPs or Money-Back: If you’re looking for a blend of life cover and investment with potential for wealth growth, consider ULIPs or Money-Back plans.

Assessing Needs: Always consider your family’s financial situation, future needs, liabilities, and your risk appetite before choosing a plan.